Contributing to your workplace retirement plan is an excellent way to build your long-term financial security. With the IRS announcing updated contribution and compensation limits for defined contribution retirement plans in 2026, now is a great time to maximize your savings through the ACC Voluntary Savings Program.
Key Changes for 2026:
401(k), 403(b), and 457 plans:
The annual contribution limit increases to $24,500 (up from $23,500 in 2025).
Age-Based Catch-up contributions (Age 50+):
The catch-up contribution limit increases to $8,000 (up from $7,500 in 2025), allowing a total contribution of $32,500 in 2026.
Special Catch-up for 403(b), 457(b), and 401(k) plans (Ages 60-63):
This special catch-up contribution remains the same at $11,250 in 2026.
Annual compensation limit:
The compensation limit increases to $360,000 (up from $350,000 in 2025).
Next Steps:
- New to the program? If you’re new to the Voluntary Savings Program and want to learn more, please view the Annual Retirement Benefits Guide located in the Form Section on the US Omni and TSACG Compliance Services site.
- Already participating? Review your current contribution strategy and consider increasing your contributions to take full advantage of the new limits for 2026.
Maximizing your contributions now can help you build a stronger, more secure financial future.
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