{"id":132,"date":"2022-09-30T18:24:17","date_gmt":"2022-09-30T18:24:17","guid":{"rendered":"https:\/\/offices.austincc.edu\/human-resources\/?page_id=132"},"modified":"2026-07-22T21:23:08","modified_gmt":"2026-07-22T21:23:08","slug":"employee-insurance-benefits","status":"publish","type":"page","link":"https:\/\/offices.austincc.edu\/human-resources\/employee-insurance-benefits\/","title":{"rendered":"Employee Insurance Benefits"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\n<p class=\"wp-block-paragraph\">\n<p class=\"wp-block-paragraph\">ACC offers a variety of insurance benefits to eligible employees through the <strong>Employees Retirement System of Texas (ERS)<\/strong>, also known as the <strong>Group Benefits Program (GBP)<\/strong>. You can choose to enroll in or decline any of the available insurance plans.<\/p>\n<h4 class=\"wp-block-heading\">Enrolling as a New Employee<\/h4>\n<p class=\"wp-block-paragraph\">New employees can select their insurance coverage \u2014 for themselves and their eligible dependents \u2014 during <strong>New Employee Orientation<\/strong> with the Office of Human Resources.<\/p>\n<p class=\"wp-block-paragraph\"><strong>When coverage begins:<\/strong><\/p>\n<ul class=\"wp-block-list\">\n<li><strong>Health insurance and TexFlex Flexible Spending Accounts (FSA):<\/strong> Begin the <strong>first of the month after a 60-day waiting period<\/strong> from your hire date.<\/li>\n<li><strong>Optional coverages (like dental or life insurance):<\/strong> May start <strong>on your hire date<\/strong>.<\/li>\n<\/ul>\n<p class=\"wp-block-paragraph\"><strong>Enrollment deadlines:<\/strong><\/p>\n<ul class=\"wp-block-list\">\n<li>You have <strong>60 days<\/strong> from your hire date to choose health insurance.<\/li>\n<li>You have <strong>31 days<\/strong> to select optional coverages.<\/li>\n<\/ul>\n<p class=\"wp-block-paragraph\">After that, you can only make changes during the <strong>annual enrollment period<\/strong> or within <strong>31 days of a qualifying life event (QLE)<\/strong> such as marriage, birth, or loss of other coverage. Some coverages may also require <strong>Evidence of Insurability (EOI)<\/strong> when you enroll.<\/p>\n<h4 class=\"wp-block-heading\">Important Note<\/h4>\n<p class=\"wp-block-paragraph\">Employee and retiree insurance benefits are funded by the State of Texas. The <strong>Texas Legislature<\/strong> sets the level of funding each year and may change or discontinue benefits based on available resources.<\/p>\n<h2 class=\"wp-block-heading\">Employee Coverage Categories<\/h2>\n<p class=\"wp-block-paragraph\">Active employee benefits and the amount of the ACC and\/or state contribution to help pay for certain coverage, are based on the number of hours worked per week and fall into the following four groups:<\/p>\n<figure id=\"tablesaw-8081\" class=\"wp-block-table\">\n<table>\n<thead>\n<tr>\n<th>Contribution Tier<\/th>\n<th>Hours\/Week<\/th>\n<th>ACC Contribution Percentage for Health Coverage<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Self-pay (adjunct faculty only)<\/td>\n<td>\u2264 19<\/td>\n<td>0% &#8211; employee must pay full cost<\/td>\n<\/tr>\n<tr>\n<td>Part-time<\/td>\n<td>20 \u2013 29<\/td>\n<td>50% for employee only, plus 25% for covered dependents<\/td>\n<\/tr>\n<tr>\n<td>Part-time<\/td>\n<td>30 \u2013 39<\/td>\n<td>100% for employee only, plus 50% for covered dependents<\/td>\n<\/tr>\n<tr>\n<td>Full-time<\/td>\n<td>\u2265 40<\/td>\n<td>100% for employee only, plus 50% for covered dependents Also, ACC pays the cost of: employee only Dental coverage, 1x salary for Optional Life insurance, $55,000 of AD&amp;D insurance, and UNUM Long-Term Disability insurance.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p class=\"wp-block-paragraph\"><strong>Insurance Plan Materials:<\/strong><\/p>\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/drive.google.com\/file\/d\/1nvrPtrUPxbRPZB--Gqryg2oQ6OeV5nae\/view\" target=\"_blank\" rel=\"noreferrer noopener\">ERS New Employee Benefits Guide<\/a><\/li>\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/www.ers.texas.gov\/Contact-ERS\/Additional-Resources\/Guides-and-handouts\/Insurance-and-Related-Benefits\/Dependent-eligibility-chart.pdf\" target=\"_blank\">ERS Dependent Eligibility Chart<\/a><\/li>\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/www.ers.texas.gov\/Contact-ERS\" target=\"_blank\">ERS&nbsp;Customer Service Contact Information<\/a><\/li>\n<li><a href=\"http:\/\/www.ers.state.tx.us\">ERS website<\/a><\/li>\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/public.govdelivery.com\/accounts\/TXERS\/subscriber\/new?topic_id=TXERS_45\" target=\"_blank\">Subscribe to ERS News Updates<\/a><\/li>\n<\/ul>\n<p class=\"wp-block-paragraph\">\n","protected":false},"excerpt":{"rendered":"<p>ACC offers a variety of insurance benefits to eligible employees through the Employees Retirement System of Texas (ERS), also known as the Group Benefits Program (GBP). You can choose to enroll in or decline any &hellip; <a href=\"https:\/\/offices.austincc.edu\/human-resources\/employee-insurance-benefits\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-132","page","type-page","status-publish","hentry"],"featured_image_src":null,"featured_image_src_square":null,"_links":{"self":[{"href":"https:\/\/offices.austincc.edu\/human-resources\/wp-json\/wp\/v2\/pages\/132","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/offices.austincc.edu\/human-resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/offices.austincc.edu\/human-resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/offices.austincc.edu\/human-resources\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/offices.austincc.edu\/human-resources\/wp-json\/wp\/v2\/comments?post=132"}],"version-history":[{"count":2,"href":"https:\/\/offices.austincc.edu\/human-resources\/wp-json\/wp\/v2\/pages\/132\/revisions"}],"predecessor-version":[{"id":6020,"href":"https:\/\/offices.austincc.edu\/human-resources\/wp-json\/wp\/v2\/pages\/132\/revisions\/6020"}],"wp:attachment":[{"href":"https:\/\/offices.austincc.edu\/human-resources\/wp-json\/wp\/v2\/media?parent=132"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}